ABOUT ADVENT
Dedicated to our former Chairman of the Board, Don Caulfield
Inspiring us to do it the right way, every day.
After serving overseas in the Korean War as a US Marine Corps Sergeant, Don went on to have a 35 year career at Teledyne Wirz. Mr. Caulfield served as our Chairman of the Board until his passing in 2019.
In his honor (and all those who have served), we will continue the legacy of doing whatever it takes for our customers and our community.
OUR HISTORY
The history of ADVENT goes back to 2001 when we set out to help conforming borrowers who were being exploited because they were purchasing or refinancing a modular or manufactured home.
Even though FNMA (Fannie Mae), FHLMC (Freddie Mac) and HUD all deemed this collateral to be conforming, many brokers and lenders made the borrowers pay usurious add-on points to close the loan. In most cases, the lenders would exclude these properties completely and refuse to lend.
We entered the market to provide a lending source for hard-working borrowers who paid their bills and wanted to purchase their home without the added points and fees most lenders were making them pay. The mortgage industry has seen unprecedented change since 2008, but we again see a gap in the mainstream mortgage process, products and rates available to responsible borrowers that don't want to pay higher points and fees to the big banks and tv advertising conglomerates. As a Florida and Indiana based Mortgage Company, Focusing ONLY on Florida and Indiana, Advent is able to bring you a better conforming rate than the big guys and we deliver it with one point of contact all the way through your closing. YOU CAN MAKE A HIGHER OFFER ON THAT DREAM HOME WITH OUR LOW QUALIFYING RATES!
We live here, we work here and our community donations STAY here!
YOUR LOAN - YOUR WAY
We have a completely remote ONLINE LOAN PROCESS using a secure application link that can be completed on any tablet or phone, an encrypted document upload portal and all docs can be e-signed. Call us anytime just to discuss your situation and get advice.
Want to have a more personal experience? GREAT! We also offer an IN PERSON PROCESS. We will come to you, sit at your kitchen table and explain the details of all the different products on the market. We would love the opportunity to help you decide which product best fits YOUR priorities. We are happy to do this on paper, or a mix between online and paper; IT’S YOUR LOAN AND YOUR DECISION!
Staying true to our roots, ADVENT continues to support the manufactured and modular home markets!
We underwrite strictly to FNMA and FHLMC guidelines, we do not "add on" ANY conditions or penalize the borrowers in any way!